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Reducify Terms of Service
Effective Date: November 1, 2025
Welcome to Reducify! By downloading, accessing, or using the Reducify app (“App”), you agree to these Terms of Service (“Terms”). Please read them carefully.
1. About Reducify
Reducify helps recent graduates strengthen financial readiness and reduce student loan debt during the six-month grace period through guided tools, behavioral nudges, and educational resources.
2. Eligibility
You must be at least 18 years old and reside in a country where Reducify is available. By using the App, you represent and warrant that you meet these eligibility requirements.
3. Subscriptions and Payments
Reducify operates on a monthly subscription model.
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Subscription fees are billed through your Apple ID account at the time of purchase.
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Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period.
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You can manage or cancel your subscription anytime in your App Store account settings.
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We do not issue partial refunds for unused subscription periods.
All fees are displayed in your local currency and are subject to applicable taxes.
4. Acceptable Use
You agree not to misuse the App, disrupt its operation, or share your account access. Reducify’s content and resources are for personal, non-commercial use only.
5. Intellectual Property
All content, trademarks, features, and designs in Reducify are owned by Reducify, LLC and protected under applicable intellectual property laws. You may not copy, modify, or redistribute any part of the App without written permission.
6. Disclaimer and Limitation of Liability
Reducify provides educational tools and information only and does not constitute legal, tax, or financial advice. You are responsible for your own financial decisions.
To the maximum extent permitted by law, Reducify, LLC and its affiliates are not liable for any direct, indirect, or consequential damages arising from your use of the App.
7. Updates to These Terms
We may update these Terms periodically. Updates will be reflected by the “Effective Date” above. Continued use of the App after an update means you accept the revised Terms.
8. Contact Us
If you have questions or concerns about these Terms, please contact us at:
📧 info@reducifyapp.com